Tuesday, June 24, 2008

Debt - The Unnecessary Burden

Often times we, as humans, tend to over rationalize our financial situations by agreeing with ourselves or our spouses, that we need more money. I have heard it time and time again, “If I had this much money I could buy this, or live like this, or by this house or that car.”
The problem with this sort of mindset is greed. Money in itself is not wrong, it is the love of money that is the root of all evil. Money is not evil? Nope. Money takes on the personality of it's owner and that owner decides how that money is to be used, when, and where. Right? Okay. Now, take that bit of knowledge and overlay it on top of the greed theory. If you use money to gain more it is evil because that money has become your idol. If you spend money that is used for evil it curses the people, places and things that come into contact with that money. How so? you may ask. Let us look closely at a portion of Scripture that is directly related to this issue then we will discuss on how to be free of financial burdens.

10 For the love of money is a root of all kinds of evil. Some have been led astray from the faith in their greed, and have pierced themselves through with many sorrows.
(1 Peter 6:10)

This scripture seems to allude to the fact that we ourselves become cursed when we start becoming greedy. A curse is a manifestation of evil and evil is never constrained just to one person, for it is always spreading. So if you become cursed, the presupposition of that curse spreading, as implied within this verse, I feel is very clearly defined.
In more simple terms, this scripture implies that when you are cursed you become a manifestation of evil that spreads it’s filthy lucre to their people, places and things.
Let us start to tie up the lose ends by taking a look at ourselves. If you are overburdened by debt, there is a reason for it, and it is because you spent more than you could afford to pay back. The natural humanistic instinct is to force your own guilt upon another person or some physical object in order for one’s own self to look better and to avoid being the cause of any wrong doing. The reason for this is quite simple, we are naturally sinful but our, vain, fleshly, carnal selves are too stuck upon our wants. When we want something so bad it takes precedent over thing else, it becomes an idol and turns into greed. When this occurs, our wants become confused with our needs and they tend to get their positions reversed in the order of their priority, or importance.
Okay. Now we have the full picture of what it means to be in debt. If you have not yet grasped the specific ramifications and implications discussed, please go back and review them before moving on. To be free from a financial problem you must first be free from the spiritual problem that is holding you back. To do this is simple: ask Jesus to forgive you of your sins and turn your life over to Him. By your life, I am indicating the choices and decisions you make, rather than yourself becoming a slave to Him. Believe it or not, there are some that hold the view that turning your life over to Jesus means became an indentured slave, or servant. In all actuality, when the Bible uses this term it is clearly making the implication that it is the choices and decisions you make, not your actual self.
When you have surrendered every form of evil to Him, now you are ready to set a battle plan to destroy the evil enemy, in this case debt.
Often times when one has a problem with debt, materialism plays a key factor. They want to live the life they do now without having to sacrifice some things temporarily to get out of debt. Well, if those thoughts or feelings are still fluttering around inside your head, then you are not going to be able to fix your current financial situation. Bring them, the evil imaginations, under the captivity, or subjection, of Jesus Christ.
To be able to know how much money you will need to get yourselves out of debt, take every bill you have, add them up, and see what it amounts to. To be able to get yourselves out of debt, get into the mindset that you will be willing to do anything it takes to get you free of this burden, just do not take it to the extreme. If it is a huge amount, say, in upwards of $100,000, it may take you downsizing to a smaller or even renting a place temporarily. It may even take getting rid of some luxury items: expensive cars, expensive jewelry that you are still paying on, the boat, gym memberships, and other miscellaneous items. Please keep in mind, if it is less than a hundred grand, but more than fifty, you might need to do this also.
This is a general idea of what the sacrifices may be if you owe money. Everyone’s experience will be different, but the general rule of thumb is not to get more jobs, but get rid of the stuff that caused you to get in this mess in the first place.
“I want to give my kids a better life.” or, “I want to have the dream life.” That is not reality! To enslaves yourself to some ideology is foolish! Life is not what you make it, but how you view it, If want to have the dream life you can do it while making less than a thousand dollars a months. If you want to make the best life for your kids, you can do it in a smaller house. It is not going to kill you, I promise! This is one of the reason we have people killing, stealing, and selling drugs. People wonder, “I can’t believe there is God because there is evil in this world.” To be quite frank and little mean: Dummy, the problem is you not God! You just admitted that you don’t exist! How is that? If you say you do not believe God exists because there is evil, then by your own admission you do not exist because the problem is you. I’m not God!? Your the closest thing this world sees, even though everyone’s idea of God tends to differ. Whether you our your own God or someone else’s, the fact still remains. In Genesis, it says God made men to be gods over the earth.
Anyways, back to the main line of discussion. To wrap it all up for you: get smart, get free, and stop wanting to accumulate earthly wealth. It is not wrong to accumulate earthly goods, just when it causes you to lose out on the pleasures of life (i.e. freedom).
I hope this has given you insight into the importance of living a life devoid of being dependent on earthly treasures and living a life dependent on God. Jesus said, “And ye shall know the truth, and the truth shall make you free. “
God bless you everyone. Go, and get free from financial burdens, I Jesus name.